Q. What Is The Mortgage Savings ProgramTM (MSP) & How Does It Work?
Q. Why Is A Biweekly Mortgage Program Needed?
Q. When Did The Biweekly Mortgage Get Started!
Q. But Can't I Just Pay Extra On My Own? Why Do I Need Your Biweekly Program?
Q. But Can My Mortgage Be Prepaid Without a Penalty From My Lender?
Q. Does My Lender Offer This Service?
Q. What Happens If My Lender Changes or I Refinance?
Q. How Does the Biweekly Affect My Mortgage Interest Tax Deduction?
Q. Where Are My Biweekly Payments Deposited?
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 What Is The Mortgage Savings ProgramTM (MSP) & How Does It Work?
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 MSP is the #1 biweekly mortgage program in the country! Its administrator, AAA Financial Corp. has been in business since 1980: no other biweekly company comes close!
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MSP is the smarter way to make your mortgage payment! By simply changing how you make your payment, from once a month, to simply paying 1/2 every 2 weeks, you can save a fortune! Making 26 one half payments instead of 12 monthly payments will save you over $60,000, slash 7-10 years off your term and build your equity 200% faster! Plus, you don't have to refinance! MSP "wraps around" your existing loan without the hassle and huge expense of refinancing! Unlike many of our imitators, we offer an annual mortgage audit, a service we have been offering since 1989! The annual mortgage audit assures you that your lender has properly applied your extra payments to principal, this guarantees your savings! (The mortgage audit is valued at $150 each year. Yours, FREE when you're on The Mortgage Savings ProgramTM.
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It's no wonder Robert G. Allen (Author of Nothing Down & Creating Wealth, the best selling real estate books in history!) says "AAA Financial Corp. has created the most exciting program I've ever seen helping homeowners save literally a fortune on their mortgages! The biweekly and mortgage auditing program is a real must for every homeowner who wants to get ahead financially." 
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Why Is A Biweekly Mortgage Program Needed?
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If you want to spend the rest of your life enjoying your home, not paying for it, then you'll want to enroll in The Mortgage Savings ProgramTM (MSP)! MSP is the smartest way to make your mortgage payment! Most Americans are in financial bondage to their mortgages! Think about it, on a typical 30 year mortgage, you'll pay for 15 straight years, and still owe nearly 90% of what you borrowed. MSP provides a simple, easy, automated service to pay off your mortgage faster... and save a fortune!
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Think About It: Most Americans are not getting ahead financially! Why? They have too much debt and too much of their income goes to pay off their debt! The Key: You need a better strategy  MSP!
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When Did The Biweekly Mortgage Get Started!
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Biweekly mortgages first got popular in Canada in the 1970's as a pro-consumer program. Since the Tax Reform Act of 1986, and their approval by Fannie Mae, biweeklies have become popular in the U.S. AAA Financial Corp., the #1 Biweekly Administrator in the Country, has been offering biweekly mortgages to their clients since the 1980's!
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But Can't I Just Pay Extra On My Own? Why Do I Need Your Biweekly Program?
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There are several powerful reasons why our clients choose The Mortgage Savings ProgramTM over "doing it on their own." Statistics reveal there are nearly 40 million mortgages in the U.S. on residential property, and only 2.7% of all homeowners ever prepay every year! 97% don't prepay consistently!
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When you do make prepayments on your own how do you know your lender didn't misapply the payment to escrow instead of principal? This happens way too often...but not when you're on The Mortgage Savings ProgramTM! We will audit your payoff progress which guarantees your results! Why leave your financial future to chance? With MSP it's simple, hassle-free, audited and the results are guaranteed! MSP is so economical too; our clients feel it's a "no brainer"... MSP is the smartest way to make your mortgage payment!
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But Can My Mortgage Be Prepaid Without a Penalty From My Lender?
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Yes. The majority of all mortgages originated since 1983 doe not have a prepayment penalty, especially if they conform to Fannie Mae guidelines. Since the 1980's we have seen less than a dozen mortgages that could not be put on The Mortgage Savings ProgramTM. We guarantee MSP will work with your existing loan...or your money back!
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Does My Lender Offer This Service?
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Several of the biggest lenders in the country are now offering a biweekly service. Many are offering The Mortgage Savings ProgramTM or one of our competitors. Remember, no lender has been administrating biweekly mortgages longer than AAA Financial Corp! We offer more services; the Mortgage Audit, Internet Access to your account, etc. than any other company. Don't be fooled by imitators! We are the #1 Biweekly Mortgage Company in the Nation!
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What Happens If My Lender Changes or I Refinance?
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With MSP it's simple! If your interest rate, escrow, lender servicer, etc. changes, you simply contact us at (800)-881-2530 or e-mail us the changes at aaa@biweekly.info. Once your become a client, you're a client for life! If you move... MSP moves with you! Our lifetime membership helps guarantee your success! We are with you until you achieve your goal... debt-free homeownership!
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How Does the Biweekly Affect My Mortgage Interest Tax Deduction?
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Very little the first 15 years. Since 1986, most homeowner’s tax deductions on mortgage interest were significantly reduced because of the lowering of tax brackets to 15% or 28%. If you are in a 28% tax bracket, every $1 you pay in mortgage interest will only reduce your income taxes a maximum of 28¢. So your net cost of paying $1 in mortgage interest is 72¢. That's a huge expense to you! Why pay $10,000 in mortgage payments so you can save $2,800 on your taxes? With our uncertain economy today, your real enemy isn't taxes...it's debt! Having your home paid off 7-10 years sooner will convert you from "mortgage loanership" to real "debt-free homeownership"! It makes good financial sense to get rid of your mortgage and get out of debt. Put the $10,000 in your pocket, pay $2,800 in taxes, and net $7,200! That's a net gain of $4,400, plus the peace of mind of owning your home!
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Because of the tremendous growth of The Mortgage Savings ProgramTM, AAA Financial Corp. was selected a few years ago to Inc. magazines prestigious Inc. 500 as the 177th fastest growing company in America!
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AAA Financial Corp. also provides a detailed Annual Mortgage Audit at your request, to determine if your lender has made any miscalculations on your mortgage! This service alone is valued at $150 or more annually and it's your free when you enroll in The Mortgage Savings ProgramTM!
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AAA Financial Corp. also provides state of the art tracking and servicing to its customers! You'll receive e-mail reminders before your bank account is debited, e-mail confirmation that your lender has been paid! You can look up and change your account on the internet, review your debit history and track your mortgage payoff progress! Plus, with nearly 14 years of biweekly mortgage administration experience, there's no question why we're #1 in America!
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Where Are My Biweekly Payments Deposited?
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Your biweekly mortgage payment will be held in a The Mortgage Savings ProgramTM Trust Account!
Your money is directly debited from your current bank account and transferred to the The Mortgage Savings ProgramTM Trust Account and then sent to your mortgage company when due. Under regulation E, Funds debited from your account are fully protected against loss for a period of sixty (60) days from the drafting date.
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